Repatriation assistance, you must certainly hear about it when you look at travel insurance to subscribe for your next getaway. It is often said that it is very important, but why exactly?
What is repatriation?
Repatriation can take different aspects, depending on your state of health and where you are.
For example, if you are seriously ill or injured (following an event covered by your travel insurance policy), and your state of health requires a quick trip, the insurance company organizes and pays for your repatriation to a competent hospital center. If you are the victim of acute mountain sickness (MAM) in full trek in Nepal, the repatriation guarantee will apply to charter a helicopter that will evacuate you to the nearest hospital.
If the local medical facilities are unable to provide the required care, the company takes care of your transfer,
– to the nearest hospital center.
– to the nearest hospital center in your country of residence.
– or to your home in your country of residence.
This repatriation or medical transport can be carried out if necessary under medical supervision (accompaniment of a doctor and / or a nurse) by special medical plane, or regular airliner, train or ambulance.
The repatriation guarantee also intervenes in more serious contexts, such as in the event of death. The company supports and organizes the transport of the body from the place of beer to the nearest international airport to your home.
Why is repatriation assistance so important?
As you can see, repatriation occurs in urgent cases requiring your immediate transfer.
In case of serious illness that can not be treated on site, this guarantee allows you to be redirected to the nearest hospital . If, for example, you are suffering from an appendicitis crisis while visiting Machu Picchu, the company will do everything to locate you and take you to the nearest hospital urgently.
In case of illness or accident ending your trip, the repatriation guarantee allows you to quickly return to your home in France. If you break a leg after a fall and this accident ends your trip, the company will direct you to the nearest hospital and then reserve you a seat on the next flight to your country of residence. .
In the event of death, in addition to the transport of the body, the company will bear the additional costs necessary for transport , including the cost of coffin (up to the amount indicated on the table of guarantees). If you die on a trip to the other side of the world, your body will be quickly repatriated to your relatives, who will not have to pay for it.
Repatriation is one of the most expensive guarantees for insurance because transfer rates are often exorbitant. The situation is always catastrophic when the traveler has not taken out this guarantee. This is indebted to the family, and the patient or body may be stranded abroad. All of you have already seen on the Internet kittens organized in disaster by relatives of a traveler who is stuck abroad, hospitalized or even worse, deceased. Do not let this kind of thing happen!
Medical repatriation can amount to a few thousand euros for regular repatriation without medical assistance, and medical repatriation with an accompanying doctor can cost up to 40,000 euros. Finally, the cost of repatriating a body ranges from 1,000 to 5,000 euros.
It should be noted that in the case of medical repatriation or repatriation of death, you can not count on the help of the government of your country of origin. Indeed, the consulate can take care of the contacts with the family and give you advice in case of difficulty with the local authorities, but in any case it can not help you financially. At most, in rare cases, it will be able to make a cash advance which will have to be refunded to it afterwards.
You can avoid all these inconveniences to your loved ones by taking out a travel insurance including a repatriation assistance.