Risk-qualified investments nevertheless remain significant via life insurance.
In November 2015, the Bank of France informs us that risk-free investments (bank savings, life insurance in euros ) continue to receive most of the savings effort of the French (in total, 56 billion euros, excluding unlisted shares).
In the first half of 2015, 88% of savings flows (49 billion) went to risk-free investments.
Units of account offered in life insurance contracts, which constitute risky media, continue to benefit from relatively large payments ($ 6.3 billion). In the first half of 2015, they accounted for 1/4 of the total payments in life insurance contracts (26 billion).
In addition, flows to non-cash collective investment schemes were also positive (EUR 4.4 billion), notably through payments in employee savings plans.