There is never a need to be worried anymore about the installment plans related to the credit cards. It is now quite easy with the bank facilities in Malaysia. The plans are the great ones and are also quite easy according to the people who have been availing the services.
EASY PAYMENT PLAN
The payment plans in some banks of Malaysia are quite easy with the credit cards which are free from any kind of interest up to 20 months at a stretch. One needs to just convert the purchase in the form of installments. There is never a need for any tiresome paperwork for these installments. Moreover, the feature is a favorable one among most of the people because they are unrestricted to any kind of trade and there is never a requirement of the fee for the termination.
The installment periods may be varied in the form of 5, 10 or 20 months. There is only a difference in the interest rates.
APPLYING FOR THE PLAN
It is quite easy to avail for the plan. There are usually two methods by which one can avail the service by splitting the technique off shopping into payments for installments.
Solution 1: one technique can be to login to the online banking system and then applying for the request within 15 days in advance from the day of purchase.
Solution 2: one can also contact the bank to confirm the service by the SMS verification system which will be processed within 3 days completely.
One of the best banks where the Malaysia credit card installment plan is flexible is the “OCBC”. This is a reputed bank in terms of each and every service it provides to its policyholders. One can simply contact by dialing to the number 03 8317 5000 or may simply visit the webpage https://www.ocbc.com.my/personal-banking/cards/epp-innerpage.html. There are several credit card facilities that are available like the OCBC MasterCard Blue, the OCBC Great Eastern Platinum MasterCard, the OCBC Platinum MasterCard and also the OCBC World MasterCard. All of them are great because they are too safe to be used and can be used on a lifetime basis.
HOW IS THE SERVICE A GOOD ONE?
This service is a great one because this is quite affordable unlike the costly and unaffordable new bags for the shopping. The best option that is provided by OCBC is that to not buy the item using the card facilities, rather one simply needs to purchase the item on credit.
This is a beneficial option because one can easily escape the high-interest charges unlike many other facilities and can also avail to buying a lot of items at the same time. The service is quite flexible due to its incredible span of “20 months”. Moreover, there is never an interest that I charged at the time of the conversion and one can simply avail this at only RM1000.
These banking plans have been considered to be quite flexible because there is never a risk of giving early installment fees that are needed before the completion of the entire work period. The shopping time is a great and happy one with the customers.